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December Calendar of Events – San Diego

by Lucila Garcia in Blog.

It’s here, December! Yes, we are at the end of 2017! Make sure to get away from the holiday rush next month and spend time with friends or family at these wonderful events. There will be a lot of parades going on throughout San Diego. Have you been to Balboa Park? Every year they have […]

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November Calendar of Events – For San Diego County

by Lucila Garcia in Blog.

November Calendar of Events The holidays are around the corner! Click on the calendar to find out what’s going on around San Diego County this November. Visit San Diego Veteran’s Day Parade on the 11th or watch Surfin Santa’s Arrival at Seaport Village on the 25th! CLICK HERE Brought to you by Lucila Garcia and […]

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Pricing Your Home to Sell

by Lucila Garcia in Blog.

Pricing your home right is a key element to successfully selling your home.  Homeowners looking for a place to live or relocating to another city will have to think about selling their current home.  There are a number of steps to getting your home on the market and in to the hands of a buyer, […]

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Will the Fed Rate Increase affect Mortgage Rates?

by Lucila Garcia in Blog.

I’m sure you heard the latest news about the Federal Reserve raising their funds rate by 25 basis points (0.25%). THE QUESTION IS, will this directly affect our current mortgage rates? The answer is…No, not really. MORTGAGE RATES are tied with US Treasury Bonds not the Federal Reserve and although the increase will nudge mortgage […]

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Tax Deduction Benefits when Owning a Home

by Lucila Garcia in Blog.

The Holidays are upon us and Tax Season is around the corner.  Don’t be afraid, I’m here to save you money! FIRST, are you aware of all your tax deduction benefits? Better yet, are you renting and have thought about purchasing a home in the near future? With rents as high as they are and […]

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Changes to FHA Condo Policies

by Lucila Garcia in Blog.

FHA Loans are designed to Help YOU! Good News! The Federal Housing Administration (FHA) joined the National Association of Realtors (NAR) to announce additional changes to the FHA policies.  Earlier this year, FHA formally declared the lowering of its upfront mortgage insurance premium to 1.75% of the loan amount.  That was a big jump from […]

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Top Tips for Buying a Home

by Lucila Garcia in Blog.

Buying a home is an important life decision. Make sure you consider these important tips before you buy: 1. Look at your finances and decide how much you can afford. 2. Make sure to physical inspect the home and property for potential fixes and hazards. 3. Tour the neighborhood at different hours to get a […]

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